Mortgage foreclosure surplus
Tex. Prop. Code ch. 51 governs deed-of-trust foreclosure, with § 51.0075(e) requiring proceeds to be disbursed as law requires; the deed and lien-priority law determine the overage recipient after expenses and secured debt. Chapter 51 sets no universal initial owner surplus filing deadline. Ask the trustee promptly for accounting and distribution; a later civil action follows its own claim and limitations period. Property-redemption rules are separate.
