Mortgage foreclosure surplus
R.I. Gen. Laws § 34-11-22 provides the power-of-sale mortgage form and requires the mortgagee to account and pay surplus after secured sums and expenses to the mortgagor or successors. Section 34-11-22 sets no fixed post-sale owner surplus cutoff. Request accounting and payment promptly; a civil action may be needed if the mortgagee does not pay. Section 34-27-4 concerns sale notice, and sale timing is separate.
