Mortgage foreclosure surplus
N.C. Gen. Stat. § 45-21.31 governs power-of-sale proceeds, paid to known entitled people or deposited with the superior court clerk if disputed or the recipient cannot be located; § 45-21.32 governs disputed claims. Sections 45-21.31–32 set no general fixed owner cutoff. Apply promptly to the trustee or clerk. The ten-day upset-bid period concerns sale finality, not claiming money.
