Claiming surplus funds in Neshoba County
Surplus from sales in Neshoba County is held by the county office that conducted the sale, typically the clerk, auditor, or treasurer. We confirm the holding office before anything is filed.
Miss. Code Ann. § 89-1-55 regulates power-of-sale foreclosure advertisement, while the deed of trust and Mississippi priority case law govern proceeds. Junior liens attach by priority and any residue belongs to the mortgagor; § 89-1-55 sets no surplus deadline. Seek trustee accounting and payment promptly, while any challenge or civil claim follows its own limitations rules. A mortgage sale generally ends the owner's equity of redemption, a separate property issue.