Claiming surplus funds in Dougherty County
Surplus from sales in Dougherty County is held by the county office that conducted the sale, typically the clerk, auditor, or treasurer. We confirm the holding office before anything is filed.
O.C.G.A. § 44-14-190 governs judicial mortgage foreclosure proceeds, paying priority liens and mortgage debt before surplus goes to the mortgagor or agent. Power-of-sale security-deed foreclosure instead follows §§ 44-14-160–162.4 and the deed and applicable case law; these tracks are separate. Section 44-14-190 sets no fixed surplus filing period, and a power-of-sale balance should be pursued promptly from the foreclosing holder under the deed and applicable law. Georgia generally has no statutory post-sale redemption after a completed power-of-sale mortgage foreclosure, a separate property issue.